Turn stablecoin rules into day-to-day processes
The GENIUS Act and the rules regulators have issued to implement it set clear requirements for payment stablecoins, covering reserves, redemptions, capital and operations. The CLARITY Act would add a federal framework for the wider digital asset market. The hard part for a bank is turning those requirements into processes that run every day, with evidence an examiner can follow. Ethos runs those processes, with agents handling routine checks and your team reviewing what needs their judgment.
Track every product and arrangement – Keep stablecoin products, custody arrangements, partners and smart contracts in one place, linked to the requirements that apply to each.
Run recurring checks – Agents can reconcile reserves, monitor redemption timelines and flag exceptions for your team to review.
Adapt as rules change – When regulators finalize or update their rules, your team can update the affected processes in days – no vendor involvement required.
Show examiners how it’s controlled – Every check, exception and decision is recorded with the requirement it relates to.
